Terms of Use

1. Acceptance of these terms

This website is operated by CYL Chartered Accountants (Pty) Ltd ("CYL", "we", "us"). By using this website you agree to these Terms of Use. If you do not agree, please do not use the site.

2. No professional advice

Content on this website — including articles, infographics, quizzes and tools — is provided for general information only. It is not accounting, tax, audit, legal or financial advice, and it does not take your circumstances into account. Always obtain formal professional advice before acting on any matter. Use of this website does not create a professional relationship between you and CYL; that happens only when both parties sign an engagement letter.

3. Intellectual property

Unless stated otherwise, the content of this website — including text, graphics, logos and downloadable resources — belongs to CYL or its licensors. You may view, download and print content for your own personal or internal business use. You may not reproduce, distribute or exploit it commercially without our prior written consent.

4. Acceptable use

• Do not use this website unlawfully or in a way that could damage, disable or impair it.
• Do not attempt to gain unauthorised access to the website, its server or any connected systems.
• Do not use content from this site in a misleading or defamatory context.

5. Third-party links and content

This website may link to third-party websites and services (for example LinkedIn or embedded maps). Those sites have their own terms and privacy practices, and we are not responsible for their content.

6. Disclaimer and limitation of liability

The website is provided "as is". While we take care to keep information accurate and current, we give no warranty that it is complete, accurate or up to date, or that the site will be uninterrupted or error-free. To the fullest extent permitted by law, CYL will not be liable for any loss or damage arising from your use of, or reliance on, this website or its content.

7. Privacy

Personal information submitted through this website is handled in line with our Privacy Policy and Cookie Notice.

8. Governing law

These terms are governed by the laws of the Republic of South Africa, and the courts of KwaZulu-Natal have jurisdiction over any dispute arising from them.

9. Changes and contact

We may update these terms at any time; the current version will always be published here. Questions? Contact us at rubene@cylinc.co.za or 082 562 1632.